13 in · 12 out

    Ghanaian cedi (GHS) exchange rates

    Every corridor Modan tracks into and out of the Ghanaian cedi: 13 into GHS and 12 out, quoted by 23 providers — 10 IMTOs, 5 fintechs & PSPs, 3 banks, 1 central bank, 3 crypto exchanges and 1 aggregator. Below is each corridor's best quote within the provider type you choose as of 29 Sep 2026, 19:35 UTC, from quotes checked in the last 24 hours; open a corridor for its full table and the mid.

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    Provider type · GHS corridors carrying each

    Each corridor's best is taken within the type you choose, from quotes checked in the last 24 hours.

    IMTOs are international money transfer operators — remittance companies such as LemFi, Remitly and Western Union, ranked against other IMTOs only.

    Showing IMTOs: 6 of 25 GHS corridors carry an IMTO quote · latest IMTO check 29 Sep 2026, 19:35 UTC

    Rates into GHS

    CorridorBest IMTO rateByIMTOsChecked
    USD → GHS11.6500LemFi and 5 others929 Sep 2026, 19:35 UTC
    GBP → GHS15.4700Nala and 2 others1029 Sep 2026, 19:35 UTC
    EUR → GHS13.2300Nala and 2 others829 Sep 2026, 16:51 UTC
    CAD → GHS8.2300TapTap Send629 Sep 2026, 19:35 UTC
    NGN → GHS0.008336
    only quote
    SendApp129 Sep 2026, 18:07 UTC
    AED → GHS3.2368Remitly229 Sep 2026, 16:51 UTC
    No IMTO quote on 7 GHS corridors · what each carries instead
    USDT → GHS2 crypto exchanges · 1 aggregator29 Sep 2026, 19:35 UTC
    KES → GHS2 fintechs & PSPs29 Sep 2026, 19:35 UTC
    USDC → GHS1 crypto exchange · 1 aggregator29 Sep 2026, 16:40 UTC
    XOF → GHS1 fintech & PSP · 1 bank29 Sep 2026, 19:35 UTC
    CNY → GHS1 bank29 Sep 2026, 17:59 UTC
    UGX → GHS1 fintech & PSP29 Sep 2026, 18:07 UTC
    ZAR → GHS1 bank29 Sep 2026, 17:59 UTC

    Rates out of GHS

    CorridorBest IMTO rateByIMTOsChecked
    No IMTO quote on 12 GHS corridors · what each carries instead
    GHS → NGN4 fintechs & PSPs · 1 bank29 Sep 2026, 19:35 UTC
    GHS → GBP2 fintechs & PSPs29 Sep 2026, 19:35 UTC
    GHS → KES2 fintechs & PSPs29 Sep 2026, 19:35 UTC
    GHS → UGX2 fintechs & PSPs29 Sep 2026, 19:35 UTC
    GHS → USD2 fintechs & PSPs29 Sep 2026, 19:35 UTC
    GHS → XOF1 fintech & PSP · 1 bank29 Sep 2026, 19:35 UTC
    GHS → ZAR1 fintech & PSP · 1 bank29 Sep 2026, 19:35 UTC
    GHS → CAD1 fintech & PSP29 Sep 2026, 19:35 UTC
    GHS → DZD1 fintech & PSP29 Sep 2026, 19:35 UTC
    GHS → EGP1 fintech & PSP29 Sep 2026, 19:35 UTC
    GHS → MAD1 fintech & PSP29 Sep 2026, 19:35 UTC
    GHS → TND1 fintech & PSP29 Sep 2026, 19:35 UTC

    Providers quoting GHS

    5 fintechs & PSPs, most GHS corridors first
    1 central bank, most GHS corridors first
    3 crypto exchanges, most GHS corridors first
    1 aggregator, most GHS corridors first

    Rates are timestamped, append-only observations of what each named provider quotes — not interpolated mids. Every provider type is ranked only among its own kind, never across types: "Best IMTO" is the best quote among IMTOs checked in the last 24 hours (weekends not counted for banks, which publish on weekdays only), and a type with a single current quote shows it as the only quote, not the best. Where one figure stands for a corridor it is the best IMTO quote, or the best of the first provider type that quotes it, named with its type. Official and parallel reference prints, and quotes not checked in that time, are shown on the corridor pages but never ranked.

    Get this by API

    curl "https://modan.io/api/v1/rates?from=USD&to=GHS&provider_type=imto" \
      -H "X-API-Key: YOUR_KEY"

    One corridor's provider quotes with spread_bps (within each provider type) and vs_mid_bps; provider_type asks for one kind of provider, and /api/v1/corridors lists them all. Free key on signup, 50 requests a day. See the API documentation.

    Frequently asked questions

    What is the best GHS exchange rate today?
    As of 29 Sep 2026, 19:35 UTC, Modan's rates into GHS, each the best (or only) quote of one provider type, are USD→GHS 11.6500 (LemFi and 5 others, best IMTO); GBP→GHS 15.4700 (Nala and 2 others, best IMTO); EUR→GHS 13.2300 (Nala and 2 others, best IMTO). Each figure is the best IMTO quote where an IMTO quotes the corridor, otherwise the best of the first provider type that does — fintechs & PSPs, then banks and the rest — always named with its type. Each corridor page ranks every provider type among its own kind, with spreads in basis points and the independent mid.
    Which providers quote Ghanaian cedi (GHS)?
    Wise, Eversend, Zenith Bank (Ghana), GCB Bank (Ghana), Mighty, Remitly, TapTap Send, Grey and 15 more quote at least one GHS corridor. Modan catalogues each by type (IMTO, fintech & PSP, bank, central bank, crypto exchange, aggregator) and by the kind of price it publishes, and ranks each type only among its own kind; official and parallel prints are shown but never ranked.
    Is the GHS rate on this page the official rate?
    No. These are the rates named providers actually quote, timestamped as observed. Where a central bank's official print is tracked it appears on the corridor page labelled "official", for comparison only, and is never ranked.
    How do I get GHS rates by API?
    Call GET https://modan.io/api/v1/rates?from=USD&to=GHS with an X-API-Key header for one corridor (add provider_type=imto for one kind of provider), or GET https://modan.io/api/v1/corridors for every corridor at once. A free key allows 50 requests a day, and the MCP server at https://modan.io/api/mcp serves the same data to AI agents.

    Other currencies

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