Retail rates · 68 corridors

    Wise exchange rates

    Wise (fintech & PSP; retail rates) quotes 68 corridors Modan tracks; as of 29 Sep 2026, 19:35 UTC it has the best fintech & PSP quote on 22 of them, and it is the only fintech & PSP on 39 more. It is ranked only among fintechs & PSPs. Open a corridor for the full provider table, the independent mid and Wise's history there.

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    Website: wise.comTransfer time: Within minutesBest fintech & PSP quote on 22 of 68 corridors · the only fintech & PSP on 39

    Wise on every corridor

    CorridorRateRank among fintechs & PSPsSpread vs best fintechFintechs & PSPs quotingChecked
    USD → NGN1,371.59#1 / 30.0 bps329 Sep 2026, 19:35 UTC
    GBP → NGN1,815.16#1 / 30.0 bps329 Sep 2026, 19:35 UTC
    USD → GHS11.6771#2 / 3−84.4 bps329 Sep 2026, 19:35 UTC
    GBP → GHS15.4433#3 / 3−195.2 bps329 Sep 2026, 19:35 UTC
    GBP → KES171.55#1 / 30.0 bps329 Sep 2026, 19:35 UTC
    USD → KES129.70#1 / 30.0 bps329 Sep 2026, 19:35 UTC
    GBP → XOF765.20#2 / 2−50.7 bps229 Sep 2026, 19:35 UTC
    USD → XOF578.53#1 / 20.0 bps229 Sep 2026, 19:35 UTC
    CAD → NGN967.60Only quote—129 Sep 2026, 19:35 UTC
    CAD → GHS8.2337Only quote—129 Sep 2026, 19:35 UTC
    CAD → KES91.4894Only quote—129 Sep 2026, 19:35 UTC
    CAD → XOF407.81Only quote—129 Sep 2026, 19:35 UTC
    GHS → NGN117.49#3 / 4−818.2 bps429 Sep 2026, 19:35 UTC
    NGN → GHS0.008508#2 / 4−14.1 bps429 Sep 2026, 19:35 UTC
    NGN → KES0.094543#1 / 40.0 bps429 Sep 2026, 19:35 UTC
    KES → NGN10.5773#2 / 4−530.6 bps429 Sep 2026, 19:35 UTC
    AED → GHS3.1770Only quote—129 Sep 2026, 16:51 UTC
    KES → GBP0.005828#1 / 20.0 bps229 Sep 2026, 19:35 UTC
    KES → USD0.007710#1 / 20.0 bps229 Sep 2026, 19:35 UTC
    NGN → GBP0.000551#1 / 20.0 bps229 Sep 2026, 19:35 UTC
    NGN → UGX2.8553#1 / 30.0 bps329 Sep 2026, 19:35 UTC
    NGN → USD0.000729#1 / 20.0 bps229 Sep 2026, 19:35 UTC
    NGN → XOF0.421539#1 / 20.0 bps229 Sep 2026, 19:35 UTC
    ZAR → KES7.9081Only quote—129 Sep 2026, 19:35 UTC
    GHS → GBP0.064752#1 / 20.0 bps229 Sep 2026, 19:35 UTC
    GHS → KES11.1116#1 / 20.0 bps229 Sep 2026, 19:35 UTC
    GHS → UGX335.64#1 / 20.0 bps229 Sep 2026, 19:35 UTC
    GHS → USD0.085638#1 / 20.0 bps229 Sep 2026, 19:35 UTC
    GHS → XOF49.5506Only quote—129 Sep 2026, 19:35 UTC
    GHS → ZAR1.4053Only quote—129 Sep 2026, 19:35 UTC
    KES → CAD0.010930Only quote—129 Sep 2026, 19:35 UTC
    KES → GHS0.089996#1 / 20.0 bps229 Sep 2026, 19:35 UTC
    KES → UGX30.1998#1 / 20.0 bps229 Sep 2026, 19:35 UTC
    KES → ZAR0.126453Only quote—129 Sep 2026, 19:35 UTC
    NGN → CAD0.001033Only quote—129 Sep 2026, 19:35 UTC
    NGN → EGP0.037956#1 / 20.0 bps229 Sep 2026, 19:35 UTC
    NGN → ZAR0.011956Only quote—129 Sep 2026, 19:35 UTC
    UGX → KES0.033113#1 / 20.0 bps229 Sep 2026, 19:35 UTC
    XOF → GBP0.001307#1 / 20.0 bps229 Sep 2026, 19:35 UTC
    XOF → GHS0.020181Only quote—129 Sep 2026, 19:35 UTC
    XOF → NGN2.3722#2 / 2−278.1 bps229 Sep 2026, 19:35 UTC
    XOF → USD0.001729#1 / 20.0 bps229 Sep 2026, 19:35 UTC
    XOF → ZAR0.028365Only quote—129 Sep 2026, 19:35 UTC
    ZAR → NGN83.6381Only quote—129 Sep 2026, 19:35 UTC
    GHS → CAD0.121452Only quote—129 Sep 2026, 19:35 UTC
    GHS → DZD11.4580Only quote—129 Sep 2026, 19:35 UTC
    GHS → EGP4.4592Only quote—129 Sep 2026, 19:35 UTC
    GHS → MAD0.829906Only quote—129 Sep 2026, 19:35 UTC
    GHS → TND0.254387Only quote—129 Sep 2026, 19:35 UTC
    KES → DZD1.0321Only quote—129 Sep 2026, 19:35 UTC
    KES → EGP0.401465Only quote—129 Sep 2026, 19:35 UTC
    KES → MAD0.074688Only quote—129 Sep 2026, 19:35 UTC
    KES → RWF11.3904Only quote—129 Sep 2026, 19:35 UTC
    KES → TND0.022889Only quote—129 Sep 2026, 19:35 UTC
    KES → TZS20.3861Only quote—129 Sep 2026, 19:35 UTC
    KES → XOF4.4609Only quote—129 Sep 2026, 19:35 UTC
    NGN → DZD0.097523Only quote—129 Sep 2026, 19:35 UTC
    NGN → MAD0.007062Only quote—129 Sep 2026, 19:35 UTC
    NGN → TND0.002164Only quote—129 Sep 2026, 19:35 UTC
    RWF → KES0.087794Only quote—129 Sep 2026, 19:35 UTC
    TZS → KES0.049053Only quote—129 Sep 2026, 19:35 UTC
    XOF → CAD0.002450Only quote—129 Sep 2026, 19:35 UTC
    XOF → DZD0.231323Only quote—129 Sep 2026, 19:35 UTC
    XOF → EGP0.089996Only quote—129 Sep 2026, 19:35 UTC
    XOF → KES0.224168Only quote—129 Sep 2026, 19:35 UTC
    XOF → MAD0.016743Only quote—129 Sep 2026, 19:35 UTC
    XOF → TND0.005131Only quote—129 Sep 2026, 19:35 UTC
    XOF → UGX6.7702Only quote—129 Sep 2026, 19:35 UTC

    Rates are timestamped, append-only observations of what each named provider quotes — not interpolated mids. Every provider type is ranked only among its own kind, never across types: "Best IMTO" is the best quote among IMTOs checked in the last 24 hours (weekends not counted for banks, which publish on weekdays only), and a type with a single current quote shows it as the only quote, not the best. Where one figure stands for a corridor it is the best IMTO quote, or the best of the first provider type that quotes it, named with its type. Official and parallel reference prints, and quotes not checked in that time, are shown on the corridor pages but never ranked.

    Get this by API

    curl "https://modan.io/api/v1/rates/provider?provider=wise" \
      -H "X-API-Key: YOUR_KEY"

    Every corridor and current rate Wise quotes. Free key on signup, 50 requests a day. See the API documentation.

    Frequently asked questions

    Which corridors does Wise quote?
    USD→NGN, GBP→NGN, USD→GHS, GBP→GHS, GBP→KES, USD→KES, GBP→XOF, USD→XOF, CAD→NGN, CAD→GHS, CAD→KES, CAD→XOF and 56 more as of 29 Sep 2026, 19:35 UTC. Each links to a page with Wise's quote, its rank among the fintechs & PSPs on that corridor, and its history.
    Does Wise have the best fintech & PSP rate?
    As of 29 Sep 2026, 19:35 UTC, Wise quotes 68 corridors: it has the best fintech & PSP quote on 22 (USD→NGN, GBP→NGN, GBP→KES, USD→KES and 18 more) of them, and it is the only fintech & PSP on 39 more. Where other fintechs & PSPs quote above it, its quote sits between 14.1 and 818.2 bps below the best fintech & PSP rate. It is ranked only among fintechs & PSPs: Modan never ranks one provider type against another, and reference prints are never ranked.
    How often is Wise's rate updated?
    Modan does not publish a fixed schedule for Wise: some providers' rates are read automatically through the day, others are entered by hand, and banks publish on weekdays only. Every quote carries the time Modan last checked it, and the latest check of Wise on any corridor was 29 Sep 2026, 19:35 UTC. Every observation is timestamped and kept, so the history is append-only.
    How do I get Wise's rates by API?
    GET https://modan.io/api/v1/rates/provider?provider=wise returns every corridor and current rate Wise quotes; GET https://modan.io/api/v1/rates?from=GBP&to=NGN returns one corridor with every provider, Wise included, each ranked within its own type. A free key allows 50 requests a day, and the MCP server at https://modan.io/api/mcp serves the same data to AI agents.

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