NGN to GHS exchange rate
The Nigerian naira to Ghanaian cedi rates 5 named providers actually quote for NGN→GHS, grouped by provider type and benchmarked within it. Timestamped, append-only, and available over a free JSON API.
The first four cards follow the provider type chosen below; the mid does not depend on it. Latest IMTO check 29 Sep 2026, 18:07 UTC.
IMTOs are international money transfer operators — remittance companies such as LemFi, Remitly and Western Union, ranked against other IMTOs only.
| Provider | Rate 1 NGN → GHS | Spread vs best IMTO | vs Mid | Fee | Checked |
|---|---|---|---|---|---|
| 0.008336 | — | -427.2 bps | 10 NGN | 29 Sep 2026, 18:07 UTC |
Rates are timestamped, append-only observations of what each named provider quotes — not interpolated mids. Spread is basis points below the best IMTO quote on this corridor (0 = best), never measured against another type. vs Mid compares each quote to the independent open.er-api.com reference. A quote not checked in the last 24 hours sits below a divider with its check date: never ranked or marked Best, and left out of the median and the counts. After 7 days unchecked it drops off the page.
About the NGN→GHS corridor
As of 29 Sep 2026, 19:35 UTC, SendApp is the only IMTO with a NGN→GHS quote checked in the last 24 hours: 0.008336 GHS per NGN. With nothing of its kind to rank it against, it is not called the best.
As of 29 Sep 2026, 19:35 UTC, an IMTO and four fintechs & PSPs quote this corridor, each ranked only among its own kind. The best fintech & PSP rate is Eversend's 0.008520, ranked among fintechs only.
The independent mid-market reference (open.er-api.com) was 0.008708 GHS per NGN at 29 Sep 2026, 19:05 UTC. SendApp's quote sits -427.2 bps from it.
Get this corridor by API
curl "https://modan.io/api/v1/rates?from=NGN&to=GHS&provider_type=imto" \ -H "X-API-Key: YOUR_KEY"
provider_type asks for one kind of provider; leave it off for every type, each ranked within its own. Free key on signup, 50 requests a day. The same data is served to AI agents by the MCP server at modan.io/api/mcp. See the API documentation.
Frequently asked questions
- What is the NGN to GHS exchange rate today?
- As of 29 Sep 2026, 19:35 UTC, the only IMTO quote Modan observed on NGN→GHS is SendApp's 0.008336 GHS per NGN, and the best fintech & PSP rate is Eversend's 0.008520. 5 providers quote this corridor: an IMTO and four fintechs & PSPs, each ranked only among its own kind. Every quote on the page carries the time Modan last checked it.
- Which IMTO has the best NGN to GHS rate?
- SendApp is the only IMTO with a current NGN→GHS quote — 0.008336 GHS per NGN as of 29 Sep 2026, 19:35 UTC — so there is nothing of its kind to rank it against, and Modan does not call it the best. Every other provider type is ranked among its own kind.
- How is the spread on NGN→GHS calculated?
- Spread is the distance in basis points between a provider's rate and the best current rate of the same provider type — and the same kind of price — on the corridor at that moment (0 bps = the best of its kind), so an IMTO is only ever measured against IMTOs. A quote with nothing of its kind to rank it against, or one that is no longer current, shows no spread. vs Mid is a separate measure: the distance from an independent mid-market reference (open.er-api.com) that is refreshed hourly.
- How do I get NGN to GHS rates by API?
- Call GET https://modan.io/api/v1/rates?from=NGN&to=GHS with an X-API-Key header, and add provider_type=imto (or fintech_psp, commercial_bank …) to ask for one kind of provider. A free key allows 50 requests a day; the same data is available to AI agents through the MCP server at https://modan.io/api/mcp.