USD to ZAR exchange rate
The US dollar to South African rand rates 1 named provider actually quotes for USD→ZAR, grouped by provider type and benchmarked within it. Timestamped, append-only, and available over a free JSON API.
The first four cards follow the provider type chosen below; the mid does not depend on it. Latest bank check 29 Sep 2026, 17:59 UTC.
No IMTO quotes on USD→ZAR — showing banks. Banks are commercial banks posting rates for their own customers, ranked against other banks only.
| Provider | Rate 1 USD → ZAR | Spread vs best bank | vs Mid | Fee | Checked |
|---|---|---|---|---|---|
Standard Bank (South Africa)Only quote | 16.2749 | — | -82.7 bps | — | 29 Sep 2026, 17:59 UTC |
Rates are timestamped, append-only observations of what each named provider quotes — not interpolated mids. Spread is basis points below the best bank quote on this corridor (0 = best), never measured against another type. vs Mid compares each quote to the independent open.er-api.com reference. A quote not checked in the last 24 hours sits below a divider with its check date: never ranked or marked Best, and left out of the median and the counts. After 7 days unchecked it drops off the page.
About the USD→ZAR corridor
As of 29 Sep 2026, 17:59 UTC, one provider quotes USD→ZAR: a bank, Standard Bank (South Africa). It is not an IMTO, so the page opens on banks: Standard Bank (South Africa)'s 16.2749 ZAR per USD is the only bank quote, so it is not ranked.
The independent mid-market reference (open.er-api.com) was 16.4107 ZAR per USD at 29 Sep 2026, 19:05 UTC. Standard Bank (South Africa)'s quote sits -82.7 bps from it.
Get this corridor by API
curl "https://modan.io/api/v1/rates?from=USD&to=ZAR&provider_type=commercial_bank" \ -H "X-API-Key: YOUR_KEY"
provider_type asks for one kind of provider; leave it off for every type, each ranked within its own. Free key on signup, 50 requests a day. The same data is served to AI agents by the MCP server at modan.io/api/mcp. See the API documentation.
Frequently asked questions
- What is the USD to ZAR exchange rate today?
- As of 29 Sep 2026, 17:59 UTC, the only bank quote Modan observed on USD→ZAR is Standard Bank (South Africa)'s 16.2749 ZAR per USD. 1 provider quotes this corridor: a bank. Every quote on the page carries the time Modan last checked it.
- Which bank has the best USD to ZAR rate?
- Standard Bank (South Africa) is the only bank with a current USD→ZAR quote — 16.2749 ZAR per USD as of 29 Sep 2026, 17:59 UTC — so there is nothing of its kind to rank it against, and Modan does not call it the best. Every other provider type is ranked among its own kind.
- Do any IMTOs quote USD to ZAR?
- Not among the 10 IMTOs Modan tracks, as of 29 Sep 2026, 17:59 UTC, which is why this page opens on banks.
- How is the spread on USD→ZAR calculated?
- Spread is the distance in basis points between a provider's rate and the best current rate of the same provider type — and the same kind of price — on the corridor at that moment (0 bps = the best of its kind), so an IMTO is only ever measured against IMTOs. A quote with nothing of its kind to rank it against, or one that is no longer current, shows no spread. vs Mid is a separate measure: the distance from an independent mid-market reference (open.er-api.com) that is refreshed hourly.
- How do I get USD to ZAR rates by API?
- Call GET https://modan.io/api/v1/rates?from=USD&to=ZAR with an X-API-Key header, and add provider_type=imto (or fintech_psp, commercial_bank …) to ask for one kind of provider. A free key allows 50 requests a day; the same data is available to AI agents through the MCP server at https://modan.io/api/mcp.