CAD to NGN exchange rate
The Canadian dollar to Nigerian naira rates 9 named providers actually quote for CAD→NGN, grouped by provider type and benchmarked within it. Timestamped, append-only, and available over a free JSON API.
The first four cards follow the provider type chosen below; the mid does not depend on it. Latest IMTO check 29 Sep 2026, 19:35 UTC.
IMTOs are international money transfer operators — remittance companies such as LemFi, Remitly and Western Union, ranked against other IMTOs only.
| Provider | Rate 1 CAD → NGN | Spread vs best IMTO | vs Mid | Fee | Checked |
|---|---|---|---|---|---|
| 965.49 | 0.0 bps | +285.1 bps | — | 29 Sep 2026, 19:35 UTC | |
| 956.13 | −97.0 bps | +185.3 bps | — | 29 Sep 2026, 19:35 UTC | |
| 956.00 | −98.3 bps | +183.9 bps | — | 29 Sep 2026, 19:35 UTC | |
| 955.00 | −108.7 bps | +173.3 bps | — | 29 Sep 2026, 19:35 UTC | |
| 953.34 | −125.9 bps | +155.6 bps | — | 29 Sep 2026, 19:35 UTC | |
| 953.34 | −125.9 bps | +155.6 bps | — | 29 Sep 2026, 19:35 UTC |
Rates are timestamped, append-only observations of what each named provider quotes — not interpolated mids. Spread is basis points below the best IMTO quote on this corridor (0 = best), never measured against another type. vs Mid compares each quote to the independent open.er-api.com reference. A quote not checked in the last 24 hours sits below a divider with its check date: never ranked or marked Best, and left out of the median and the counts. After 7 days unchecked it drops off the page.
About the CAD→NGN corridor
As of 29 Sep 2026, 19:35 UTC, the best IMTO rate on CAD→NGN is 965.49 NGN per CAD, quoted by Western Union. The median IMTO quote is 955.50, and the gap between the best and the worst IMTO quote is 125.9 bps.
As of 29 Sep 2026, 19:35 UTC, six IMTOs, a fintech & PSP and two banks quote this corridor, each ranked only among its own kind. The best bank rate is Stanbic IBTC (Nigeria)'s 923.85, ranked among banks only. Wise's 967.60 is the only fintech & PSP quote, so it is not ranked.
The independent mid-market reference (open.er-api.com) was 938.73 NGN per CAD at 29 Sep 2026, 19:05 UTC. The best IMTO quote sits +285.1 bps from it.
Get this corridor by API
curl "https://modan.io/api/v1/rates?from=CAD&to=NGN&provider_type=imto" \ -H "X-API-Key: YOUR_KEY"
provider_type asks for one kind of provider; leave it off for every type, each ranked within its own. Free key on signup, 50 requests a day. The same data is served to AI agents by the MCP server at modan.io/api/mcp. See the API documentation.
Frequently asked questions
- What is the CAD to NGN exchange rate today?
- As of 29 Sep 2026, 19:35 UTC, the best IMTO rate Modan observed on CAD→NGN is 965.49 NGN per CAD, quoted by Western Union, and the best bank rate is Stanbic IBTC (Nigeria)'s 923.85. 9 providers quote this corridor: six IMTOs, a fintech & PSP and two banks, each ranked only among its own kind. Every quote on the page carries the time Modan last checked it.
- Which IMTO has the best CAD to NGN rate?
- Western Union, at 965.49 NGN per CAD as of 29 Sep 2026, 19:35 UTC. "Best" is ranked among IMTOs still current (checked within the last 24 hours, with weekends not counted for banks, which publish on weekdays only); every other provider type is ranked among its own kind, never against IMTOs. Official and parallel reference prints are shown but never ranked.
- How is the spread on CAD→NGN calculated?
- Spread is the distance in basis points between a provider's rate and the best current rate of the same provider type — and the same kind of price — on the corridor at that moment (0 bps = the best of its kind), so an IMTO is only ever measured against IMTOs. A quote with nothing of its kind to rank it against, or one that is no longer current, shows no spread. vs Mid is a separate measure: the distance from an independent mid-market reference (open.er-api.com) that is refreshed hourly.
- How do I get CAD to NGN rates by API?
- Call GET https://modan.io/api/v1/rates?from=CAD&to=NGN with an X-API-Key header, and add provider_type=imto (or fintech_psp, commercial_bank …) to ask for one kind of provider. A free key allows 50 requests a day; the same data is available to AI agents through the MCP server at https://modan.io/api/mcp.